Thursday, March 25, 2010

A Health Care Proposal for "Freedom Fighters" and die hard fiscal conservatives.

If you're physically in the United States, I'm sure you've heard all this ballyhoo about "Obamacare" aka Health Care Reform.

Listening to people threatening to physically assault members of Congress for having the audacity to increase competition amongst insurance companies, and make insurance more affordable for the uninsured/under-insured doesn't make a lot of sense to me.

I prefer constructive criticism - so here's a legislative idea for Republicans to "fix" the Health Care Reform bill.

1. Adults that are of sound mind, may voluntarily opt out and enroll on a list called "Don't Care List," under which they will not receive any health care unless they're able to pay up front. Should the individual become incapacitated and unable to make payment upfront, an immediate family member, or a court appointed trustee may decide on their behalf (although payment will still be required upon admission).

2. The aforementioned individual will be able to opt out of all associated taxes and fees that fund the health care system

3. Non-profit hospitals and public hospitals are barred providing free care to such persons (after all, charity is honorable, but not if it sinks the entire health care system).

4. If the individual is diagnosed with a medical condition, and seeks coverage, they can be denied for having a pre-existing condition (since they basically cheat the concept of insurance by "opting in" when it benefits them).

5. The individual, if unable or unwilling to pay upfront for care, may try to secure health financing, or alternatively, get back into the system by paying the premiums they would otherwise had paid into the insurance pool from the date the individual opted to be on the "Don't Care List."

I don't see why die hard fiscal conservatives would be opposed to this proposal, and "freedom fighters" should also appreciate the freedom and responsibility/consequences that follow.

Meanwhile, I'll get into the business of financing lifesaving procedures for people who decide to enroll on this "Don't Care List."

Of course, the financing will be dictated by the market. If a person on the "Don't Care List" is 25 years away from retirement, has minimal savings and no source of retirement income beyond monthly checks for sustenance, economically speaking, the inherent risks of investing in their life is too great for the expected gains expected in the long-term.

I guess they'll just have to die then, but then again, it is merely adults expressing their political preferences and exercising their freedoms? right?

"Freedom Fighters" and die hard fiscal conservatives for the win.

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